Job: Retail Banking
Primary Location: Asia-India-Kolkata
Schedule: Full-time
Employee Status: Permanent
Posting Date: 23/Feb/2024, 6:28:01 AM
Unposting Date: Ongoing


The Role Responsibilities Job Role This role is responsible for managing Hyderabad Center for Business Banking Medium Enterprise, SCB India looking after both the existing portfolio of clients and also acquiring new business to grow the ME Business In Hyderabad, by managing a team of RMs and Service Managers. Key Responsibilities

• Responsible for onboarding new clients through various avenues including Agri NTB accounts.
• Meeting existing clients, managing their requirements and servicing them doing complete portfolio monitoring also.
• Generating leads from them, meeting CA, Consultants etc can provide output.
• Understanding the client needs and providing solutions to them so that the purpose is also solved and revenue part is also taken care.
• Maintaining quality of the existing portfolio by checking the health of the account on periodic basis.
• Any suspicious activity / alert in the account should be immediately identified and discussed amongst the team for taking future action.
• Sales Discipline: Timely and accurate account plans, timely updation of NTB and pipeline, and call reports.
• Delivery on RORWA commitments made whilst approving.
• Achieving assigned full year objectives as per annual P3 document.

Provide Job Summary to give an overview of the role. It is primarily used when advertising the role internally and externally during hiring. Processes

• Ensure adherence to all internal and external regulations.
• To embed Operational Risk monitoring as an integral part of the business process. Towards this, to effectively carry out the assigned role, if any, under Compliance Risk Management and Operational Risk Management Assurance.

Risk Management

• Monitor all major risk issues and concentrations. Where appropriate, direct remedial action and / or ensure adequate reporting to Risk Committees.

Governance

• Promote an environment where compliance with internal control functions and the external regulatory framework is a central priority of the business.

Regulatory and Business Conduct

• Display exemplary conduct and live by the Group\xe2\x80\x99s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Lead the work to achieve the outcomes set out in the Bank\xe2\x80\x99s Conduct Principles: Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key Stakeholders
Internal

• Credit Risk
• RM team
• Credit Analysts
• CRC
• Trade Operations
• Audit
• Branches and PVB

External

• As and when necessary

Our Ideal Candidate

• MBA finance, or Chartered Accountant or similar qualification specialising in Finance and Credit Analysis.

Role Specific Technical Competencies

• Credit Analysis
• Customer Focus and Selling skills
• Problem solving
• Team work and collaboration

About Standard Chartered We\'re an international bank, nimble enough to act, big enough for impact. For more than 160 years, we\'ve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you\'re looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can\'t wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you\'ll see how we value difference and advocate inclusion. Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
• Time-off including annual, parental / maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with with minimum global standards for annual and public holiday, which is combined to 30 days minimum
• Flexible working options based around home and office locations, with flexible working patterns
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you\'ve applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process. Visit our careers website www.sc.com/careers