Job Description

Job Requirements
Job Requirements
:
Company Name: IDFC FIRST Bank
Job Title: Associate Debt Manager-Flows-2 Wheeler Loan
Job Type: Full-Time
Job Category: Retail Banking
Department: Retail Banking
Debt Management-Flows
Field
2 Wheeler
Location: Kolkata, West Bengal, India
IDFC FIRST Bank is seeking a highly motivated and experienced Associate Debt Manager to join our Retail Banking team in Kolkata, West Bengal. As an Associate Debt Manager, you will be responsible for managing the 2 Wheeler Loan portfolio and ensuring timely collections and recoveries.
Key Responsibilities:
- Manage the 2 Wheeler Loan portfolio and ensure timely collections and recoveries
- Monitor delinquent accounts and take necessary actions to minimize losses
- Conduct field visits to assess customer creditworthiness and collect overdue payments
- Build and maintain relationships with customers to ensure timely payments and customer satisfaction
- Collaborate with internal teams to develop and implement strategies for improving loan performance
- Stay updated on industry trends and regulations related to 2 Wheeler Loans
- Provide regular reports and updates on portfolio performance to senior management
Qualifications:
- Bachelor's degree in Finance, Business Administration or related field
- Minimum of 2 years of experience in debt management, preferably in the retail banking sector
- Knowledge of 2 Wheeler Loans and collections processes
- Strong communication and negotiation skills
- Ability to work independently and in a team environment
- Proficient in MS Office and other relevant software
- Willingness to travel for field visits as required
We offer a competitive salary and benefits package, as well as opportunities for growth and development within the organization. If you are a self-starter with a passion for debt management and a drive to succeed, we encourage you to apply for this exciting opportunity at IDFC FIRST Bank.
Additional Parameters:
- Fluency in local language (Bengali) is preferred
- Knowledge of local market and customer behavior is a plus
- Experience in handling 2 Wheeler Loan collections in Kolkata is highly desirable '