Job Description

Job Requirements: Associate Debt Manager-Flows-2 Wheeler LoanCompany Name: IDFC FIRST BankJob Type: Full-TimeJob Category: Retail BankingDepartment: Retail Banking
Debt Management-Flows
Field
2 WheelerLocation: Kolkata, West Bengal, IndiaIDFC FIRST Bank is seeking a highly motivated and skilled individual to join our team as an Associate Debt Manager-Flows-2 Wheeler Loan. As a leading financial institution, we are committed to providing our customers with the best banking services and products. We are looking for a candidate who shares our passion for excellence and is dedicated to delivering exceptional customer service.Key Responsibilities:- Act as the primary point of contact for customers seeking 2 wheeler loans- Conduct thorough credit assessments and risk analysis to determine loan eligibility- Build and maintain strong relationships with customers to understand their financial needs and provide suitable loan solutions- Meet and exceed sales targets by actively promoting and selling 2 wheeler loans- Collaborate with other departments to ensure smooth loan processing and timely disbursement- Monitor loan performance and take necessary actions to minimize delinquency and defaults- Stay updated on market trends and competition to identify potential business opportunities- Provide excellent customer service and resolve any customer complaints or issues in a timely mannerQualifications:- Bachelor's degree in Finance, Business Administration, or a related field- Minimum of 2 years of experience in retail banking, preferably in debt management or sales- Strong understanding of credit assessment and risk analysis- Excellent communication and interpersonal skills- Proven track record of meeting and exceeding sales targets- Ability to work independently and in a team environment- Proficient in MS Office and other relevant software- Knowledge of local market and 2 wheeler loan products is a plusWe offer a competitive salary and benefits package, as well as opportunities for growth and development within the organization. If you are a self-motivated individual with a passion for sales and customer service, we encourage you to apply for this exciting opportunity at IDFC FIRST Bank.