Job Description

As part of the Finance team, you'll help shape Barclays' financial strategy through accounting, budgeting, financial forecasting, and analysis. Your expertise will support management, cash and debt management, and insurance, driving the financial health and success of the organisation.
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Become part of Barclays Assistant Vice President - Impairment US Cards Portfolio Analytics team. At Barclays, we don't just anticipate the future -we're creating it as part of this role, the candidate will be required to embed a control functionality by building and leading the development of the output for the team ,where you will help the colleague to demonstrate analytical and technical skills as well as knowledge of fundamentals of retail credit risk management, particularly across impairment management. The colleague will also need to demonstrate sound judgement in collaboration with the wider team and management.
To be successful in this role, you should have:

• To provide commentary for multiple forums Own IFRS9 risk models to manage entire lifecycle starting from data governance, development, implementation and monitoring.
• Findings and observations on IFRS9 risk models Develop Post Model Adjustments (PMA)to address model inaccuracy and underperformance.
• Review model monitoring reports to assess drivers for model underperformance and lias with modelling teams.
• To design and implement tactical and strategic remediation Support production of commentary packs and decks for multiple forums and group impairment committee.

Some other highly values skills include:

• Review and challenge IFRS9 impairment models (both SPOT and Forecasting).
• Produce an annual and monthly forecast for IFRS9.
• Maintain management information on impairment metrics e.g. stock coverage.
• Have a working knowledge of key regulatory requirements for IFRS9 and apply this to existing processes and reporting.
• Present and communicate results to management and other stakeholders.
• Facilitate a culture of decision making through provision of robust and accurate analyses.

You may be assessed on the key critical skills relevant for success in role, such as risk and controls, change and transformation, business acumen strategic thinking and digital and technology, as well as job-specific technical skills.
This role will be based out of Noida.
Purpose of the role
To evaluate and assess the potential impairment of financial assets, ensuring that the bank's financial statements accurately reflect the economic value of its assets.
Accountabilities

• Review and challenge CECL impairment models (both SPOT and Forecasting)
• Review model monitoring results of PD/LGD/EAD models to assess if the models are fit to use, and work with QA teams to develop remediation plans if needed
• Produce an annual and monthly forecast for CECL
• Able to carry out ad hoc investigations and analysis into portfolio performance, new models and regulatory/policy changes Impairment accuracy and integrity though analytics, appropriate use of accounting/financial techniques/tools and attention to detail
• Maintain management information on impairment metrics e.g. stock coverage.
• Have a working knowledge of key regulatory requirements including IFRS9/CECL/ALLL and apply this to existing processes and reporting.
• Experience working within a SOx governance framework could be also beneficial.
• Present and communicate results to management and other stakeholders.
• Facilitate a culture of decision making through provision of robust and accurate analyses.

Assistant Vice President Expectations

• Produce impairment forecasts (RAF, STP, MTP, and ad-hoc outlooks) as well as forecast analyses on ad-hoc basis
• Assess Impairment charge drivers to Month over Month changes in ECL and PMA and provide commentary for multiple forums
• Own CECL risk models to manage entire lifecycle starting from data governance, development, implementation and monitoring.
• Perform review and challenge of PD/LGD/EAD models used for CECL
• Work with modelling teams (QA), internal model validation teams (IVU and BIA) and external auditor to manage remediation of findings and observations on CECL risk models
• Develop Post Model Adjustments (PMA)to address model inaccuracy and underperformance
• Review model monitoring reports to assess drivers for model underperformance and liase with modelling teams to design and implement tactical and strategic remediation
• Support production of commentary packs and decks for multiple forums and group impairment committee

All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship - our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset - to Empower, Challenge and Drive - the operating manual for how we behave.
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Reasonable adjustment
Barclays welcomes applications from all candidates and is committed to ensuring reasonable adjustments (accommodations) are put in place to allow for a fair and inclusive recruitment process. For more information and how to request one, please review
Our purpose
We're a global, vital and highly respected financial organisation with an inspiring Purpose. Operating in 39 countries and employing around 100,000 people across the world, we help communities, individuals and businesses thrive. And we've created financial solutions and technology that the world now takes for granted. A career with us can offer incredible variety, depth and breadth of experience, and the chance to learn from some of the best minds in technology and finance.
To find out more about Barclays' strategy please click
Equal opportunities
We are an equal opportunity employer and opposed to discrimination on any grounds. It is the policy of Barclays to ensure equal employment opportunity without discrimination or harassment on the basis of race, colour, creed, religion, national origin, alienage or citizenship status, age, sex, sexual orientation, gender identity or expression, marital or domestic/civil partnership status, disability, veteran status, genetic information, or any other basis protected by law.
Right to work statement
Barclays is required by law to confirm that you have the Legal Right to Work in any role that you apply for. If you currently hold a work visa sponsored by Barclays, or you would require sponsorship from Barclays, you must declare this as part of your application. Sponsored visas are role and entity specific and any changes must be reviewed. It is important that you ensure you are working on the correct visa at all times. Failure to accurately disclose your visa status or Legal Right to Work may result in your application or any employment offer being withdrawn at any time.
Learn more about Barclays locations
Across our campuses, we offer modern workspaces, collaborative areas, and state-of-the-art meeting rooms. Facilities include wellness rooms, on-site cafeterias, fitness centers, and tech-equipped workstations. Designed for innovation and comfort, they support a dynamic and productive work environment.
Health and wellness
Gain access to wellness rooms, gyms and mental health support.
A place where you can belong
Our welcoming and inclusive culture supports you to bring your whole self to work, explore your potential and pursue your passions.
Collaborative Areas
Modern spaces designed for teamwork and brainstorming.
More than work
There's so much more than work to involve and engage you on campus. From socialising to sports, from community events to volunteering.
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Learn more about Barclays locations
Across our campuses, we offer modern workspaces, collaborative areas, and state-of-the-art meeting rooms. Facilities include wellness rooms, on-site cafeterias, fitness centers, and tech-equipped workstations. Designed for innovation and comfort, they support a dynamic and productive work environment.
Health and wellness
Gain access to wellness rooms, gyms and mental health support.
A place where you can belong
Our welcoming and inclusive culture supports you to bring your whole self to work, explore your potential and pursue your passions.
Collaborative Areas
Modern spaces designed for teamwork and brainstorming.
More than work
There's so much more than work to involve and engage you on campus. From socialising to sports, from community events to volunteering.
Your browser does not support the video tag.
Be you. Be valued. Belong.
We celebrate the unique perspectives and experiences each individual brings, believing our differences make us stronger and drive success.
You can learn more about our commitment to our colleague on our Inclusion and Opportunities page.
Application Process
Your application
We'll ask for information about you, your CV and cover letter. 1
Your assessment
Covering your behaviours and ability at work. 2
Your interview
Exploring your past experiences and skills. 3
Next step
We'll request additional information so that you can complete our screening process 4
Working flexibly
We're committed to providing a supportive and inclusive culture and environment for you to work in. This environment recognises and supports your personal needs, alongside the professional needs of our business. If you'd like to explore flexible working arrangements, please discuss this with the hiring manager. Your request will be reviewed in-line with the requirements of the role/business needs of the team.
Hybrid working
We have a structured approach to hybrid working, where colleagues work at an onsite location on fixed, 'anchor', days, as set by the business area. Please discuss the working pattern requirements for the role you are applying for with the hiring manager. Please note that working arrangements may be subject to change on reasonable notice to ensure we meet the needs of our business.
Barclays is built on an international scale.
Our geographic reach, our wide variety of functions, businesses, roles and locations reflect the rich diversity of our worldwide customer base. All of which means we offer incredible variety, depth and breadth of experience.
And the chance to learn from a globally diverse mix of colleagues, including some of the very best minds in banking, finance, technology and business. Throughout, we'll encourage you to embrace mobility, exploring every part of our operations as you build your career.
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Be you. Be valued. Belong.
We celebrate the unique perspectives and experiences each individual brings, believing our differences make us stronger and drive success.
You can learn more about our commitment to our colleague on our Inclusion and Opportunities page.
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