Job Description

Whether youxe2x80x99re at the start of your career or looking to discover your next adventure, your story begins here. At Citi, youxe2x80x99ll have the opportunity to expand your skills and make a difference at one of the worldxe2x80x99s most global banks. Wexe2x80x99re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. Youxe2x80x99ll also have the chance to give back and make a positive impact where we live and work through volunteerism.ICG Risk Analysis (IRAUs) is an integral part of the Institutional Credit Management (xe2x80x9cICMxe2x80x9d) organization. The IRAUxe2x80x99s mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to ICG Risk and Banking, Capital Markets and Advisoryxe2x80x99s (BCMA) shared commitment to ensuring the safety and soundness of wholesale lending across ICG.ICG Risk Analysis Credit Risk Associates are responsible for a portfolio of ICG Risk Relationships, owning the Credit Risk Analysis for those relationships, and being responsible for the continuous monitoring of that portfolio. That includes the production of Annual Reviews, Quarterly Reviews, and the support to Ad-Hoc Transactions and Portfolio & Industry Reviews and Stress Testing.This role has responsibility for the portfolio of Transportation & Industrial relationships and the role reports directly to the ICG Risk Analysis (IRAU) Transportation & Industrial Credit Risk Team Lead.In this role, youxe2x80x99re expected to:Assess the credit and financial strength of Citixe2x80x99s most complex Large Corporate, Public Sector, and Financial Institutions Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factorsComplete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citixe2x80x99s Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetiteContinuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Credit Risk Team Leads, ICG Risk and BCMA partnersReviewing and providing recommendation on the risk raking across this sectorPartnership with applicable regional and industry stakeholders in BCMA and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfoliosSupport ICG Risk Analysis Voice of the Employee (VOE) initiativesTravel (less than 10%)Demonstratable financial services experience, including 3-5 years of credit experience in Banking, Credit Risk Management or equivalent credit experienceStrong knowledge of Wholesale Credit Processes and organizational awareness including IRAU functions, covered portfolios, and processesSound understanding of policies and procedures with the ability to execute change seamlesslyWell-developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile with the ability to form independent opinions on credit and recognize emerging risksSolid and thorough knowledge of Citixc2xb4s systemsExperience in preparing presentations for seniorsFull awareness and adherence to the control environment including Quality Assurance and Quality ControlAs a successful candidate, youxe2x80x99d ideally have the following skills and exposure:Assists colleagues in identifying stretch opportunities to elevate individual and team performanceCoach and mentor analysts to develop team strengths and improve weaknessesProven culture carrierWell-developed interpersonal skills, with the ability to build relationships and exert influence with and without direct authorityStrong organizational skills with ability and willingness to work under pressure and manages time and priorities effectivelyClear written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniorityGood Microsoft Office (Word, Excel, and PowerPoint) skillsEducation:BA/BSc or higher degree in Business (MBA), or any other related subjectGlobal Benefits:We provide programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more. Coverage varies by country.We have a variety of programs that help employees balance their work and life, including generous paid time off packages.Take the next step in your career, apply for this role at Citi todayThis job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.Job Family Group: Risk ManagementJob Family: Credit DecisionsTime Type: Full timeCiti is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review .View Citixe2x80x99s and the poster.

Citigroup