Assistant Manager, Lending Operations

Year    India, India

Job Description


Job Summary Operation role involves the onboarding, transaction processing and service by ensuring qualitative and providing efficient turn around time Responsibilities Strategy Identifies and shares best practices with Head - Operation with a view to implementing standardized, simplified and automated processes - capturing data once, addressing cause not effect, minimizing non value-added and duplicated activities, reducing TAT, maximizing paperless processing & deskilling of activities in the area of sanction and disbursal file processing Business Constantly reviews and improve on service standards and SLA forall lending related products Brokers the interest and support of senior colleagues to further develop service levels Is transparent with the business when making cost/ benefits \'trade offs\' Record and share stakeholder errors/feedback to better ratio of STP Processes Participates in the initial agreement of service standards with stakeholders and evaluate impact to operations Participates in customer/stakeholders meetings, help structure deals and review/attain/benchmark service standards & maintain cross border relationships Maintains service level agreement metrics on turnaround and accuracy Effective stakeholder engagement to understand and fulfill the needs of internal and external clients Uses metrics to drive decisions around service delivery improvements Maintains and improve service levels & customer expectations People & Talent Coordinate and get faster resolution internal stakeholders, and external stake holders. Lead through example and build the appropriate culture and values. Set appropriate tone and work in collaboration with External Partners and Internal stakeholders. Risk Management Ensures a no surprises culture - no failed audits Manages the maintenance of operational integrity throughout the unit Understands market practices, awareness of local regulations, group and business policies, business standard procedures and best practices Establishes a performance culture around Risk Management using root cause analysis and corrective action planning as key elements of operational risk management Proactively identifies, assesses and mitigates risk issues Timely substantiation of all accounts and reporting to finance Timely escalation of all incidents to appropriate authorities as per reporting framewor Governance Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters. Ensure all process notes and policies are adhered. Regulatory & Business Conduct Display exemplary conduct and live by the . Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. Lead to achieve the outcomes set out in the Bank\'s Conduct Principles Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters. Key stakeholders Business/Products/Credit Qualifications A Commerce graduate/ MBA with minimum 5 years of experience Preferred experience in Operations section of the bank / Financial Institution Role Specific Technical Competencies Handling of Pre sanction and post sanction processing of Lending products Reciliation process Advanced Excel Knowledge MS-office, word, Power soft, Power BI Problem Solving About Standard Chartered We\'re an international bank, nimble enough to act, big enough for impact. For more than 160 years, we\'ve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you\'re looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can\'t wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you\'ll see how we value difference and advocate inclusion. Together we: Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum Flexible working options based around home and office locations, with flexible working patterns Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential. Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you\'ve applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process. Visit our careers website

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Job Detail

  • Job Id
    JD3144284
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    India, India
  • Education
    Not mentioned
  • Experience
    Year