Job Description

Published on

dd-MMM-yyyy

Branch

Head Office

Qualifications

Graduation

Experience

4 Years - 0 Months To 5 Years - 0 Months

Contact

Diana - 9243856692

Key Requirement for the Position

Minimum Education Qualification: Graduation, (Preffered Professional certification like CA, CIA, or ACCA )

4 - 5 years of experience in Risk & compliance (operational risk, SOX Compliance, internal audit, business process reviews, etc.)


Excellent reviewing, report writing, interpersonal skills, and ability to find solutions quickly

Experience in risk assessments, control evaluation, SOP reviews, IFC / ICFR assignments, and exception reporting.


Knowledge of business processes (i.e. development of audit programs based on process walkthroughs, SOPs & policies)


Strong understanding of accounting, finance, and auditing concepts, and auditing & accounting standards

Knowledge of NBFCs / financial institutions audits, complex data analytics, and systems audit will be an added advantage

Team player, Analytical skills & multi-tasking capability and can work independently with minimum supervision

Good interpersonal and reporting skills with a proven ability to communicate effectively (both written and verbal)

Influential communication skills in local languages

Self-motivated, passionate about the domain, eager to learn new things, and takes the initiative & challenges

Willing to travel across branches

You will be responsible for ensuring that all loan applications are assessed as per the credit policy and all deviations, if any, are properly mitigated and documented. You will be required to visit clients, assess them based on personal discussion and interview and ensure that all files are turned around within acceptable timelines. In addition to being good at credit assessment, you should have good inter-personal skills. The job requires regularly interacting with customers, members of the sales team and ops. Conflicts generally arise in such situations where people are looking at something with different perspectives and hence skills for conflict resolution will help you significantly in excelling at your job. Specific Responsibilities Visit customers, assess applications and ensure that credit parameters are adhered to Ensure that agreed turnaround times are honoured for all applications Track deviations and any correlation between deviations and delinquencies Monitor portfolio and highlight any early warning signals Ensure that all KYC guidelines issued by RBI from time to time are adhered to Ensure proper security creation process for all secured loans * Monitoring of the portfolio, analysis of delinquent cases, profiling of customers, data cuts