Job Description

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Join Tata AIA Life Insurance, a leading and fastest-growing life insurance provider in India, established in 2001 as a joint venture between Tata Sons Pvt. Ltd. and AIA Group Ltd. Our company embodies a legacy of trust, integrity, and excellence, combining Tata's esteemed leadership with AIA's extensive pan-Asian expertise. At Tata AIA, our vision is to be the pre-eminent protection provider enabling dreams and inspiring healthier, happier lives.
We foster a culture of innovation, inclusivity, and continuous learning, offering dynamic career growth opportunities and a supportive work environment. Recognized as a 'Great Place to Work' and recipient of the Kincentric Best Employer Award, we are committed to employee satisfaction and holistic well-being. Our core value, 'People - Our Core,' emphasizes our dedication to inspiring our employees to be and deliver their very best. Our aim is to attract, hire and develop highly capable leaders who are just, fair, ethical, and accountable for their actions. We strive to provide our employees with the right training, technology, equipment, resources, and guidance to perform their job effectively. Our promise to you is to provide for a diverse, equitable, and inclusive work environment, where each employee is valued as an individual and treated with respect, care, and compassion.
Fuel your future with us, find your wings, and S.O.A.R. - Shape opportunities, Optimize your potential, Accomplish meaningful work, and Reap holistic growth. * Position Overview
Position Title
Assistant Manager (Medical Underwriting)
Department
Underwriting
Level/ Band
401/Manager
Role Summary:

• The candidate will support Insurance Production and Group Underwriting (UW) initiatives, including system User Acceptance Testing (UAT) and underwriting-related projects. The role requires a strong understanding of group insurance processes, system integration, and project execution under tight timelines.

• Organizational Relationships

Reports To
Senior Manager, Group UW
Supervises
NA
Job Dimensions
Geographic Area Covered
All
Stakeholders Internal
Group Underwriting team, Corporate Business Ops, IT, Credit Life and Group Life Sales teams
Stakeholders External
Group business customers

• Key Result Areas

Underwrite cases allotted as per assigned underwriting authority
Demonstrate knowledge and hands-on experience in system integration and development for group insurance business, including underwriting guidelines, workflows, and operational processes.
Work effectively on projects with short turnaround times, ensuring timely and quality delivery.
Identify and analyse system issues, conduct root cause analysis, and address internal and external audit observations. Implement strategic solutions to improve system performance and compliance.
Monitor live projects and UATs, providing timely observations and feedback to ensure continued system stability and performance.
Develop and maintain detailed project plans, ensuring optimal allocation of tasks, timelines, and resources for successful project outcomes.
Record and manage action items and minutes during project governance meetings, ensuring clear communication and follow-up.
Prepare control reports and presentations for senior management and stakeholders to support informed decision-making.
Assist in the assessment of Group Underwriting cases and contribute to the enhancement of underwriting practices.
Supervision of Underwriting teams
Review and sign off on cases referred to by the junior underwriter
Supervision the individual teams on case distribution & completion.
Review the cases underwritten by junior underwriters on a monthly basis to minimize error rate.
Resolving queries
Efficient resolution of Zonal underwriting Queries forwarded by the issuance team within one working day.
Assist the underwriting manager to analysis data to facilitate identifying trends in underwriting.
Assist in various projects undertaken for technical study of the portfolio.
To assist the managers to review risk philosophy in order to recommend amendments.
Reinstatement of Cases
Review of high net worth re instatement cases
Re - Underwrite cases
Re underwrite cases that have been referred to by the claims department
Risk
Participate in risk mitigation plans, contingency planning, business continuity programs by executing and reporting within defined timelines. Highlight and recommend process gaps, flaws and process changes.

• Skills Required

Technical
Industry & Insurance knowledge.
Good analytical skills.
Knowledge of evaluating various risk factors in Underwriting.
Knowledge of basic medical terminologies.
Efficiency in managing small teams.
Effective presentation skills.
Good system skills in Excel/Word.
Behavioral
Essential
Desired
Interpersonal skills

Communication skills

Creative thinking skills

Supervising/Leadership skills

Teamwork Skills

Influencing skills

Relationship Building skills

Decision making skills

Action oriented

• Incumbent Characteristics

Essential
Desired
Qualification
Bachelor of Science/Pharmacy/Medicine/Life Science/Microbiology or Commerce
ALMI
III-Associate all 6.
Diploma in Insurance
MBA in Insurance
Experience
4-5 years of relevant industry experience.
3 years of domain.
Disclaimer:
Tata AIA Life Insurance does not charge any fees from candidates during the hiring process. Verify job offers through official Tata AIA communication channels to avoid fraud. The job description is the sole property of Tata AIA Life Insurance. The content of this JD is confidential, and unauthorized changes or reproduction are forbidden. To know more about Tata AIA Life, click on the weblink:
About Company:
Tata AIA Life Insurance Company Limited (Tata AIA Life) is a joint venture company, formed by Tata Sons Pvt. Ltd. and AIA Group Ltd. (AIA). Tata AIA Life combines Tata's pre-eminent leadership position in India and AIA's presence as the largest, independent listed pan-Asian life insurance group in the world spanning 18 markets in the Asia Pacific region. Tata AIA Life has written retail new business weighted premium of Rs. 2,692 crore for the financial year 2019-20. For the same period, the 13th month persistency of the company was at 89.10% and, the individual death claims settlement ratio was 99.06%. One of the fastest growing companies in the Life Insurance sector, Tata AIA Life is now ranked at no. 5, based on individual weighted new business premium.

Skills Required