Job Description

Published on

dd-MMM-yyyy

Branch

Pune

Qualifications

Graduation

Experience

4 Years - 0 Months To 5 Years - 0 Months

Key Requirement for the Position

Minimum Education Qualification: Graduation / Post Graduation from a reputed institution

4 - 5 years of experience in Retail banking / SME credit management

Team player and motivating the team members to achieve the goals


Influential Communication in English and local languages

Analytical skills and ability to process data on computer spreadsheets

Comfortable in assessing clients without access to audited financials

Understanding of risk and its various dimensions like operational risk, credit risk, market risk, etc

Willingness and ability to travel within the city

Ensuring that all the applications are honored upon agreed turnaround times

Monitoring of the portfolio, analysis of delinquent cases, client profiling, and data cutting

Tracking deviations and identifying any correlation between deviations and delinquencies

Ensuring proper security creation process for all secured loans

Evaluating the portfolio and highlighting any early warning signals

Ensuring that all KYC guidelines issued by RBI from time to time are adhered to

Interacting with customers, assessing the applications, and ensuring that credit parameters are adhered to