Job Description

Job Title:

Assistant Business Manager - Transactional Credit

Department:

PayU Finance

Location:

Bangalore

Experience Level:

2-4 years (Fintech/Banking preferred)

Employment Type:

Full-time



About the Role



We are seeking a dynamic Assistant Business Manager to join our Transactional Credit team at PayU Finance. In this role, you will get to manage one or more partners and own end to end P&L and success of the product. You can expect to work on wide range of problem statements spanning across - P&L, Growth, Funnel, Operations, Customer Service, Policy etc.



Key Responsibilities



Build Business 0 -1

Build credit products in Transactional Credit vertical by understanding partner business needs and ensuring win-win compliant frameworks

Execute end-to-end implementation including agreements, loan documents, commercials, and schedule of charges

Growth

Drive funnel optimization and process improvements to accelerate business growth

Own key performance indicators including customer retention, utilization, and portfolio metrics

P&L

Manage overall P&L and identify improvement levers across pricing, charges, and risk parameters

Design and execute initiatives to optimize profitability and business metrics

Partner Management

Manage partner relationships ensuring platform compliance, privacy requirements, and seamless integration

Align on partner requirements while maintaining regulatory and operational standards

Business Process Management

Own and optimize end-to-end business processes for maximum efficiency

Ensure compliance adherence and process standardization across all operations