Job Description

Job Requirements
Role/ Job Title: Area Head - Group Loans
Function/ Department: Rural Banking
Job Purpose:
Ensuring high class portfolio quality by maintaining collections efficiency with consistent growth in portfolio along with maintaining high compliance standard
Roles & Responsibilities:
Primarily responsible for sales and collections of JLG, MHL & other related products
Maintaining high class Collections efficiency across buckets as desired by the bank. Current bucket collections to be above 99.7%
NTB acquisition of customers with retention of existing customers
Constant growth in the portfolio by increasing the number of customers and consistently delivering desired disbursal amount.
High compliance standards with continuous portfolio checks. Ensuring minimum governance issues and process lapses
Secondary Responsibilities:
Ensuring best customer service with minimum/zero escalations
Driving digital initiatives within existing products
Managerial & Leadership Responsibilities:
Building a strong and high-performance team down under
Training new hires and nurturing existing talent.
Continuous guidance to team to prepare them for next role.
Ensure minimum attrition.
Education Qualification:
Graduation: BA, BBA, B.com & B.sc
Post-graduation: MBA/PGDM
Experience: 5-10 years of relevant experience.