Area Credit Manager Unsecured Business Loans
Year Mumbai, Maharashtra, India
Job Description
Area Credit Manager \xe2\x80\x93 Unsecured Business Loans
From 4 to 9 year(s) of experience
9 Not Disclosed by Recruiter
Mumbai, Pune
or
Roles and Responsibilities
- Prepare, evaluate the Business Loan (unsecured) lending proposals for lending facilities.
- The incumbent will be required to appraise proposals (Fresh Enhancement Renewal) in keeping with the laid down policy guidelines.
- To recommend or decide Lending proposals as per the product policy and as per delegated powers.
- To ensure portfolio quality for the Product in the location, while maintaining the service levels to the customer (Internal and External).
- To monitor non-starters Cheque bounce trends, the incumbent will also be required to interact with the customers in the portfolio on an ongoing basis for credit related issues. Maintaining the desired TAT. To visit the prospective customers and get a sense of the actual level of operation. To manage, appoint the local vendors, (legal, RCU and valuation etc).
- The Incumbent will be required to closely coordinate with the SMs and ASMs to ensure watch listed, delinquent and exit customers are followed up regularly. To manage team of credit analysts for better productivity and quality. To Train credit analysts and provide them guidance in day to day activities. To maintain adequate knowledge of channels and their sourcing pattern.
- To ensure Audit compliance and regulatory compliance for the location.
- Keep Industry and market changes in mind while recommending and approving cases
Role:Credit Manager Salary: Not Disclosed by Recruiter Industry:NBFC Department:BFSI, Investments & Trading Role Category:Lending Employment Type:Full Time, Permanent
Key Skills
Team ManagementCredit ManagementBusiness LoanTATAudit ComplianceRegulatory Compliance
Education PG:CA in Any Specialization,MBA/PGDM in Any Specialization
Company Profile
SKILLVENTORY
Skillventory is a leading name among top recruitment consultants having clients PAN India. Started in 2008,
Recruiter Name:priyanshi.dubey@skillventory.com Contact Company:SKILLVENTORY Telephone:+91-XXXXXXXXXX Email:sonali.dounde@skillventory.com
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Job Detail
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Job IdJD2984639
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IndustryNot mentioned
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Total Positions1
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Job Type:Full Time
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Salary:Not mentioned
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Employment StatusPermanent
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Job LocationMumbai, Maharashtra, India
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EducationNot mentioned
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ExperienceYear