Area Credit Manager

Year    HR, IN, India

Job Description

Experience: Min 3 years in NBFC / Banking sector in SME / mortgage business

(0nly More then 3 Year experience Candidates Are eligible Freshers not Allowed )


Comprehensive analysis of credit proposals of small and micro business and preparation of credit appraisal memos for

recommendation to sanctioning authorities, in accordance with prescribed policies and processes.


Analysis of applicant's (proposed borrowers) credentials including but not restricted to Personal Discussions/Unit visits, cash

flow analysis, financial analysis, reference checks, dedupes, hygiene checks, verifications, etc


Follow up and coordination with vendors for Legal, Technical, RCU, FI etc


Role based entries of loans into Loan Management System/Loan Origination System


Management Information and Reporting for status of loan applications throughout the lifecycle of the loan


Assisting NCM/CRO for all compliance matters


Perform other duties and projects as assigned

Skills Required:


Knowledge and understanding of SME / mortgage business.


Knowledge and understanding of financial analysis techniques.


Excellent analytical skills, ability to make credit proposals.


Ability to define problems, collect data, establish facts and draw valid conclusions


Proficiency with MS Excel, word and power point.

Experience: Min 3 years in NBFC / Banking sector in SME / mortgage business

Min. Qualification: Graduate. CA /MBA (Finance)/Related experience will be given preference.

Job Type: Full-time

Pay: ₹400,000.00 - ₹600,000.00 per year

Schedule:

• Day shift
• Morning shift

Education:

• Bachelor's (Preferred)

Experience:

• total work: 1 year (Preferred)

Work Location: In person

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Job Detail

  • Job Id
    JD3402175
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    HR, IN, India
  • Education
    Not mentioned
  • Experience
    Year