Job Description

Area Credit Manager \xe2\x80\x93Equipment Finance & Leasing business

From 4 to 7 year(s) of experience
9 Not Disclosed by Recruiter


Hyderabad/Secunderabad, Bangalore/Bengaluru




or

Roles and Responsibilities To prepare/amend the note / financial model with correct information (gathered via business team / public domain / other resources) Yes Key Deliverable 2 To prepare the credit note comprising of the detailed transaction structuring/ assessment with a focus on the assessment part of the sought credit facility Yes Key Deliverable 3 Undertake regular interaction with collections / sales to track delinquencies Study delinquent cases with a view to derive learning and sharing the same with the team Yes Key Deliverable 4 To meet customers (retail & strategic) at regular intervals to understand various industry & markets Yes Key Deliverable 5 Pre approval and rating of all clients with exposure more than Rs 500L Regular Training sessions for Sales / Channel Partners / Filed sales staff on the various product policies & processes Yes Key Deliverable 6 Control & Monitoring of Post Disbursement Documents \xe2\x80\x93Invoice, Insurance & RC by way of interaction with sales and customers Yes Key Deliverable 7 Managing portfolio to meet the requisite quality of documentation, post disbursal documents and delinquency levels Yes Key Deliverable 8 Working on projects/process improvements from time To time Yes Key Deliverable 9 To be able critically evaluate the transaction risk, business & Financial risk of the borrower as well as industry risk involved in any given industry Yes Key Deliverable 10 To identify relevant and associated risk as aforementioned and to submit appropriate mitigate against each Yes Key Deliverable 11 To perform the financial analysis in detail attending to all major movements in P&L & Balance sheet while ascertaining /citing the precise reason of such movement Yes Key Deliverable 11 To prepare the Credit Note comprising of structure of the transaction and view of credit, detailing risk and mitigants Yes Key Deliverable 12 Detailed financial appraisal covering the business model, working capital cycle, profitability etc Yes Key Deliverable 13 Development of market intelligence by engaging with the people in other banks and FIs w.r.t. their policies, focus area, portfolio health Yes Key Deliverable 14 To identify the automation opportunities in existing processes, new product development Yes Key Deliverable 15 Quality of Credit Underwriting Yes Key Deliverable 16 To raise early warning signals for exit of stress accounts and take due measures for timely exit Yes Key Deliverable 17 To ensure minimal audit queries including RBI and statutory audits and resolve the same within prescribed timelines Yes Key Deliverable 18 Through market knowledge of CE /CV market practices Yes Key Deliverable 19 Active involvement in customer visit Yes Key Deliverable 20 Regular MIS on market intelligence

Role:Risk Analyst Salary: Not Disclosed by Recruiter Industry:Banking Department:Risk Management & Compliance Role Category:Assessment / Advisory Employment Type:Full Time, Permanent

Key Skills
Credit ManagementSalesCredit NoteEquipment FinanceCollections
Education PG:Any Postgraduate

Company Profile

SKILLVENTORY
RPO





Recruiter Name:Kapil Verma Contact Company:SKILLVENTORY Telephone:+91-XXXXXXXXXX