Job Description

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Department Agri Business Group (Agri SME - Working Capital Loans) - Acquisition
Job Title Area Sales Manager (Grade - M5 / M6 )
Reporting to Regional Sales Manager
Location As per list
Job Profile
Job Role

• Manage team of Acquisition Managers to source NTB customers in Agri SME space.
• Acceptable knowledge of respective geography & ability to quickly recruit quality team members.
• To understand customers business model, decent ability to appraise financials & identify suitable NTB business opportunities for Working capital (fund based/non-fund based) & Term Loan facilities in Agri, Food processing & MSME Industries.
• Cross sell liability & other third party products on newly on boarded customers.
• Closely work with Credit & risk function, legal & technical teams, RCAD & GR/GTS team for smooth customer onboarding & effective risk management.
• To collaborate with internal bank channels & develop open market sourcing thru DMA\'s, CA\'s & financials consultants. Ability to develop network & channels in various business segments thru associations & industry bodies, ware house managers etc
• Improve efficiency by monitoring & suggesting improvement in processes basis ground reality & market trends.

Job Requirements
Job Role

• CA / Post Graduate Diploma / Post Graduate in Banking and Finance / Commerce etc.
• Strong oral and written Communication
• Relationship Management Skill
• Leadership Skills
• Local Market Knowledge will be an added advantage
• Minimum SME funding work experience 5 years

P Job Role