Job Description

Business FunctionCorporate and Investment Banking provides corporate customers with a full range of Commercial banking products and services including cash management services, current accounts time deposits, trade finance, working capital finance, term loans and foreign exchange, Through our continued commitment, DBS has cultivated long standing relationships with its customers in the region that are based on account relationship management, service differentiation product development and rigorous credit standards.Job PurposeThe position exists as there is now complete market opportunity that is emerging around Ecosystem/B2S Lending which requires dedicated Product support from Policy/Process/Monitoring and journey standpoint.Key Accountabilities Responsible for overall product management & managing Credit program/policies of SME lending, Alternate Lending programs (Ecosystem led partnerships) & Big-to-small, related programs (SCF, Anchor led) Design & manage SOPs on E2E lending journey with adequate risk controls Overall portfolio management of the Credit programs including monitoring of triggers & caps Management of adherence of Digital lending guidelines & ensuring applicable program compliance Support in digital implementation of the lending journeysJob Duties & responsibilities Track RBl circulars, notifications, and guidelines applicable to SME lending for implementation/compliance Ensure SME related regulatory reporting Work with COO office /SME Product Team to ensure timely implementation of new regulatory requirements Responsible to liase for any Internal Audit items co-ordination and closure Ensure timely delivery of all Internal, Concurrent Audit and QC items mapped to SME-RRC team Ensure monitoring and no KRI breach within SME Team Publishing of SME KRI Dashboard Compliance related item Review key processes E2E from Risk control standpoint and publish reports.Requirements The candidate should have 6-8 years' minimum overall relevant experience. Experience in Product Management, lending spl trade finance and digital is preferred. MBA- Finance/Marketing /CA/CFA - preferred from Tier-1 institute The candidate should be proficient in MS-Word, PPT and ExcelCore CompetenciesThe job holder needs to possess the following skills: Job Knowledge: The job holder should be fast learner in the job Organising Skills: The job holder needs to be organised so as to enable him to meet the conflicting deadlines. Proactive: To understand the system implementations and grasp the changes faster. Communication Skills: The job holder needs to have effective verbal as well as written communication skills. Interpersonal Skills: The job holder needs to liaise with various stake holders (internal and external)Work RelationshipTo work with: Internal: IBG 4 Head, Product Head, Product Team, RMG, GTS, Strategy & Planning, DAH2, SG-Tech External: Ecosystem partnersDBS India - Culture & BehaviorsShould be able to demonstrate high degree of PRIDE values - spl Purposeful, Innovative and DecisiveApply NowWe offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.