Job Description

Description du poste

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Summary

Credit Agricole Group International Desk ("PAI"), India is a part of the Global International Business Solutions serving the Credit Agricole Group, assisting the group's mid-cap clients with their international operations, by providing expertise on the local environment as well as by securing access to a wide spectrum of banking services in India.



The Assistant Credit Officer at PAI will be reporting to the Manager, International Desk, India. He/she is responsible to assist in the activities of A/c opening, Credit Analysis, liaising with clients located pan India and liaising with internal teams across the CACIB India Branches to ensure smooth completion of on-boarding of clients. The officer is also involved in day-to-day transactional activities of loans, international trade and Fx related activities in client servicing and account monitoring.

Undertake A/c opening activities in liaison with internal A/c opening & KYC teams and clients. Undertake accurate and timely credit analysis of counterparties (French, Italian and Spanish clients located in India) by identifying business and financial risk based on understanding of business model, financial statement analysis, preparing cash flow model and peer analysis. Write credit reviews/analysis for recommendation to Risk team and Senior Management approval in liaison with Legal, Compliance, Treasury and Risk teams. Post approval, engaging in loan documentation in liaison with internal teams and ensuring smooth completion of credit line set-ups. Active participation in onshore and offshore loan bookings Monitoring of account and client portfolio along with covenants in regular discussions with internal and external stakeholders. Manage the credit portfolio and assist senior decision makers to make informed decisions based on your recommendations. Comply with the rules applicable to CACIB staff (i.e. Compliance/Financial Security), as well as legal and regulatory requirements. Handle regulatory and transactional queries from clients and address them efficiently in liaison with the Reporting officer and respective internal teams. Be the central point of contact for all client activities in co-ordination with the Reporting Manager. Handle time to time ad-hoc requests on MIS and data requested from global offices.

Criteres de candidature

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Date de prise de fonction
20/10/2025
Poste avec management
Non
Niveau d'etude minimum
Bac + 5 / M2 et plus
Formation / Specialisation
MBA Finance


Niveau d'experience minimum
3 - 5 ans
Competences recherchees
Strong written and verbal communication skills in English & French. Skills in and south Indian languages is preferred but not mandatory. Must be able to work on word, excel managing large data sheets for MIS. Must be a self-starter and pro-active in bringing new ideas and solutions Must demonstrate ability to manage own time efficiently and effectively, and be able to multi-task, absorb ideas and facts quickly while maintaining thorough eye for details.
Outils informatiques
Key Skills: Understanding of various banking products (including trade finance and derivatives) and credit documentation. Strong analytical skills, updated knowledge in financial markets and economy / industry Keep abreast with changing RBI policies surrounding Loan & Advances, External Commercial Borrowings, BO & LO set-ups, Export Finance etc. Keep updated on Indian laws and regulations impacting our banking operations and our clients.
Langues
English, French

Entreprise Credit Agricole CIB

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A propos de Credit Agricole Corporate and Investment Bank (Credit Agricole CIB) Credit Agricole CIB est la banque de financement et d'investissement du groupe Credit Agricole, 10eme groupe bancaire mondial en taille de bilan 2021 (The Banker, juillet 2022). Pres de 8600 collaborateurs repartis dans plus de 30 implantations en Europe, Ameriques, Asie-Pacifique, Moyen-Orient et Afrique du Nord, accompagnent les clients de la Banque dans la couverture de leurs besoins financiers a travers le monde. Credit Agricole CIB propose a ses clients grandes entreprises et institutionnels une gamme de produits et services dans les metiers de la banque de marches, de la banque d'investissement, des financements structures, de la banque commerciale et du commerce international. Pionnier dans le domaine de la finance Climat, la Banque occupe aujourd'hui une position de leader sur ce segment avec une offre complete pour l'ensemble de ses clients. La majorite des postes est eligible au teletravail dans les conditions prevues par notre accord reposant sur le double volontariat (collaborateur & manager) et apres une periode d'integration reussie. Credit Agricole CIB s'engage en faveur de l'insertion des personnes en situation de handicap, ainsi ce poste est ouvert a toutes et a tous. Pour plus d'information : www.ca-cib.fr Twitter: https://twitter.com/ca_cib LinkedIn: https://www.linkedin.com/company/credit-agricole-cib/