Job Description

We are a growing fintech startup enabling businesses to manage collections, payouts, and financial operations with speed and security. As we scale, we are strengthening our finance function and seeking an Internal Auditor to ensure financial accuracy, control, and compliance.

We are looking for a proactive

Risk & Compliance Executive

to support our Risk team in safeguarding our payments ecosystem. You will play a key role in

merchant onboarding security, transaction surveillance, and regulatory compliance

, ensuring we maintain a

risk-resilient and compliant payments platform

.

Key Responsibilities

KYC & Merchant Onboarding

Review and verify merchant

KYC documents

for authenticity and regulatory completeness Conduct

enhanced due diligence (EDD)

where required Validate

Nature of Business, ownership structure, website/app, risk category, and merchant use case

Maintain accurate KYC records and audit trails

AML & Transaction Monitoring

Monitor transactions for suspicious or unusual activity Support

AML screening, alert investigation, and risk scoring

Assist in identifying fraud patterns and emerging risk signals Escalate cases in line with internal

breach and incident protocols

Regulatory & Compliance Support

Assist in ongoing

RBI, NPCI, UPI, and payment-gateway compliance activities

Support policy execution for: Transaction monitoring, Risk assessment, Compliance reporting, Internal audits Maintain evidence and documentation for compliance reviews and partner due diligence

Reporting & Process Governance

Prepare and maintain: KYC dashboards, Risk registers, Alert resolution logs, Compliance MIS Collaborate with Product, Operations, and Tech to ensure compliance controls are upheld Contribute to strengthening risk frameworks and SOPs

Skills & Competencies

Basic understanding of

KYC frameworks and compliance processes

Ability to analyze transaction behavior and identify irregularities Strong attention to detail and structured thinking Good communication and stakeholder coordination Comfortable working with

compliance trackers, dashboards, and reports

Integrity and ability to handle confidential data responsibly

Must-Have Traits

Compliance-first mindset Strong ownership and accountability Ability to work with SOPs and tight deadlines High discretion in handling sensitive information

Qualification

Bachelor's degree in any field (Finance/Commerce/Business is a plus but

not mandatory

)

Experience

0 - 2 years

in KYC review, risk monitoring, compliance, or operations Exposure to

payments, fintech, banking, or gateway compliance (bonus, not mandatory)

Why This Role Stands Out

Be part of the core team protecting a live payments ecosystem Learn

merchant risk, fraud detection, regulatory compliance, and monitoring frameworks

What We Offer

A compliance-driven, fast-learning environment Exposure to real payments risk and regulatory processes Mentorship from experienced Risk & Compliance leaders Opportunity to build a career in the

Payments Risk domain

Who Will Excel Here

Enjoys compliance + investigation work Has an eye for spotting anomalies Wants to grow in the

Fintech Risk & Compliance space

Loves structured processes and ownership roles
Job Types: Full-time, Permanent

Pay: ?20,000.00 - ?35,000.00 per month

Benefits:

Health insurance Paid sick time Paid time off Provident Fund
Ability to commute/relocate:

Bengaluru, Karnataka: Reliably commute or planning to relocate before starting work (Required)
Education:

Bachelor's (Required)
Experience:

Risk analysis: 1 year (Preferred) Risk management: 1 year (Preferred) Compliance management: 1 year (Preferred) AML/KYC: 1 year (Required)
Work Location: In person