in the gold loan sector, you will be responsible for overseeing and managing the overall operations and performance of the gold loan division. This role requires a strategic leader with a strong understanding of the financial industry, particularly in gold-backed lending. The General Manager will play a crucial role in driving business growth, ensuring compliance with regulatory requirements, and fostering a positive organizational culture.
Roles and Responsibilities
Strategic Leadership
:Develop and implement strategic plans to achieve business goals and objectives.Provide direction and leadership to the gold loan team to ensure alignment with organizational objectives.
Operations Management
Oversee the day-to-day operations of the gold loan division, including loan processing,
Appraising and customer service
Risk Management:
Implement efficient processes to enhance productivity and streamline operations.
Monitor and manage risk associated with gold-backed lending, ensuring compliance with regulatory guidelines.
Implement risk mitigation strategies to safeguard the interests of the organization.
Business Development:
Identify opportunities for business expansion and growth within the gold loan sector.
Develop and maintain relationships with key stakeholders, including customers, financial institutions, and regulatory bodies.
Financial Management:
Manage the financial performance of the gold loan division, including budgeting, forecasting, and financial analysis.
Ensure profitability and sustainability of the gold loan portfolio.
SKILLS:
Leadership Skills
Ability to lead and motivate a team to achieve common goals.
Strong decision-making and problem-solving skills.
Financial Augum
Proficient in financial analysis and management.
Understanding of risk management principles in the context of gold-backed lending.
Communication Skills:
Excellent verbal and written communication skills.
Ability to effectively communicate with internal and external stakeholders.
Technical Knowledge:
Familiarity with gold appraisal techniques and valuation processes.
Knowledge of relevant software and technology used in the gold loan sector.
Self-Image & Motivation
Demonstrated self-confidence and a positive self-image.
Motivated to achieve targets and drive business success.
Traits
Integrity:
Uphold high ethical standards in all business dealings.
Demonstrate honesty and transparency in decision-making.
Adaptability
Ability to adapt to changing market conditions and regulatory environments.
Willingness to embrace innovation and change.
Customer Focus
:
Customer-centric mindset with a commitment to delivering excellent service.
Ability to understand and address customer needs effectively.
Motive:
Strive for excellence in the gold loan sector by achieving business objectives, ensuring customer satisfaction, and contributing to the overall success of the organization.
Qualification:
Master's degree in finance, business administration, or a related field. Master's degree is a plus.
Proven experience in a leadership role within the financial services industry, with a focus on gold-backed lending.
In-depth knowledge of gold loan processes, regulations, and market trends.
Contact Details:
Arul Kumar. P
Human Resource Management
Karur Gold Finance
WhatsApp Mobile: 8531048340
Email id : hratkgf@gmail.com
Job Types: Full-time, Permanent
Pay: ?15,000.00 - ?17,000.00 per month
Benefits:
Provident Fund
Work Location: In person
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