Branch Credit Manager

Year    Vijayawada, Andhra Pradesh, India

Job Description


Key functions will be: Credit Decisions – Take prudent lending decisions based on sound judgment Portfolio Quality Management – Ensure healthy branch portfolio. People Management – Manage & motivate credit & branch teams Assist RCM with coordinating / managing RCU & verification vendors. Contribute to branch profit goals
Credit Decisions
Take sound lending decisions based on available information & interactions with the applicants. Manage credit quality and control delinquencies, frauds Understand credit policy as well as credit environment in the city / branch Structure the right product to the customer during customer interactions Provide superior customer experience Manage the process required for delivering reasonable turnaround time Monitor portfolio indicators and ensure that they are within the desired levels
Monitoring Performance Managing performance in terms of key drivers i.e. o Loses / Portfolio quality parameters o Cost of credit administration o Employee Productivity
People Management Motivate and develop credit resources
SKILLS / COMPETENCIES REQUIRED Graduate / Postgraduate (MBA/CA preferred) 4-5 years experience in Credit/Underwriting of Secured/Unsecured products Ability to manage credit processes & teams Understanding of portfolio metrics Strong inter-personal skills and leadership ability, which encourages and promotes enthusiasm and team spirit.

Open Positions :

Skills Required :
credit manager,credit underwriting,credit risk,

Location :

Education/Qualification :
Any Degree

Years Of Exp :
Above 3 Years

Posted On :

Department :
All Departments

Designation :
Branch Credit Manager

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Job Detail

  • Job Id
  • Industry
    Not mentioned
  • Total Positions
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
  • Job Location
    Vijayawada, Andhra Pradesh, India
  • Education
    Not mentioned
  • Experience
  • Apply By
    Aug 19, 2021
  • Job Posting Date
    Jun 18, 2021